• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
Coast2Coast Lending

Coast2Coast Lending

904-810-2293
Quick Request Form
  • Home
  • Loan Programs
    • USDA Loans
    • FHA
    • Conventional
    • Jumbo
    • VA Loans
    • Refinance
  • Blog
  • Loan Assessment
  • Careers
  • Contact Us
    • Our Team Members

Florida Mortgage

First Time Buyer Florida FHA Loans

Florida buyers are surprised to learn the FHA loan was introduced back in 1934 and is still the top mortgage program for those purchasing their first home. And while FHA is not reserved only for first-time home buyers there are some reasons why it’s a good deal for those wanting to come to the closing […]

Filed Under: FHA Loans, Florida Mortgage Tagged With: FHA loan limits St. Johns County, FHA mortgage lender St Augustine, Florida FHA Loan, Florida First Time Buyer FHA 2023

FHA Loans Ocala Florida

FHA loans are one of the three main mortgage programs that carry a government-guarantee to the lender. These three mortgage programs are those underwritten to standards issued by FHA, VA and the USDA. The VA and USDA loans have certain restrictions such as who is eligible or where the property might be located. FHA loans […]

Filed Under: FHA Loans, Florida Mortgage Tagged With: FHA Loan Limit Marion County, FHA Loans Ocala, FHA Mortgage Lenders Ocala

VA Loan Refinance Options St Johns County

VA Loan Refinance Options St Johns County

Veterans in St. Johns County around St. Augustine, etc have some great VA refinance options available today. Depending on your current needs and equity position, The VA IRRRL Streamline refinance or Cash Out refinance could make sense. It’s no secret VA interest rates are still near all-time low levels. Now be a great time to […]

Filed Under: Florida, Florida Mortgage, VA Loans Tagged With: VA lenders St. Augustine, VA mortgage company St Augustine, VA refinance St Johns County

Conventional Loan Options Florida

By far the mortgage programs with the greatest market share in Florida are conventional loans. Conventional loans are typically underwritten by guidelines established by both Fannie Mae and Freddie Mac but technically they are loans that do not come with a government-backed guarantee to the lender, including VA, FHA and USDA home loans. With a […]

Filed Under: Conventional Loans, Florida, Florida Mortgage Tagged With: 3% down payment home loan Florida, 5% down payment home loan Georgia, Florida Conforming Loan Limits 2023

Tampa FHA 203K Mortgage Loan

The FHA 203k is offered by the Federal Housing Administration, via approved FHA lenders and allows homebuyers in Tampa to purchase a fixer-up property with as little as a 3.5% down payment.  This mortgage program is different than the standard FHA 203b loan. The 203K allows home buyers to purchase a home without using their […]

Filed Under: FHA Loans, Florida, Florida Mortgage Tagged With: Banks offering FHA 203K, Hillsborough County 203K mortgage company, Tampa 203K lenders

USDA Loans Still 100% Financing

USDA Rural home loans are one of two last remaining 100 percent home loans still available in Florida.  The other option is a VA loan which requires current or past military duty.  As with any mortgage, there are groups of specific requirements that must be met before an applicant is approved. USDA Loan eligibility requirements […]

Filed Under: Florida Mortgage, USDA Loans Tagged With: Florida USDA loan, USDA approved homes, USDA debt to income, USDA Rural Development lender

Jacksonville FHA Loan Benefits

The Jacksonville housing market is going strong in 2023 with increased buying activity. Home values have increased 24% in the last year, for a median sales price of $300,000. More first-time homebuyers are now entering the market and looking for mortgage options that offer manageable terms with a low down payment. FHA financing fills this […]

Filed Under: FHA Loans, Florida Mortgage Tagged With: FHA home purchase Jacksonville, FHA Loans Jacksonville, FHA mortgage lender Florida, Jacksonville FHA Loan Benefits

Conforming Limit Changes 2023

Consumers may have heard the term “secondary market” as it relates to housing but it’s not very likely. Lenders, however, are very familiar with the term as the secondary market is the lifeblood of the industry. Without it, home loan lending would slow to a crawl resulting in fewer people being able to afford a […]

Filed Under: Florida Mortgage, General Mortgage Tagged With: 2023 Conforming Loan Limits, New Conforming Loan Limits, What is the conforming loan limit

Asset Depletion Mortgage Highlights

Asset Depletion Mortgage

Asset depletion is a method for calculating monthly income by dividing a borrower’s total assets by a set number of months. The borrower is not required to cash in their assets as they’re only used to demonstrate an ability to make the mortgage and housing payments. This is a great solution for home buyers that have significant assets but difficulty proving […]

Filed Under: Florida Mortgage Tagged With: Asset depletion home loan, Asset depletion lenders, Asset depletion mortgage

Primary Sidebar

Apply for a Loan

Our experienced loan officers are waiting to assist you with all of your mortgage needs 7 days a week.  Please submit the Quick Request Form below with any questions.

  • This field is for validation purposes and should be left unchanged.

Calculate Mortgage Payments

www.mlcalc.com

CONTACT US

904-810-2293
redd@coast2coastlending.com
Coast 2 Coast Lending
93 King St
St. Augustine, FL 32084
Branch NMLS# 2047476

NMLS CORPORATE ID #1850
NMLS Consumer Access


  • Terms of Use
  • Accessibility Statement
  • Careers

© 2020 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Have questions? Please submit the Quick Request Form 7 days a week for assistance.