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FHA Loans

New 2023 FHA Loan Limits

FHA recently announced some great news for homebuyers using the loan program in 2023.  The loan limits have increased nationwide and start at $472,030  Home buyers can view the new 2023 FHA loan limits here.  The FHA mortgage program offers many advantages for homebuyers seeking to purchase a home with little down payment. Some of […]

Filed Under: FHA Loans Tagged With: 2023 FHA Loan Limits, 2023 FHA Mortgage Limits, fha loan limit near me

Gainesville FHA Loan Down Payment & Loan Limits Newly Updated

FHA loans continue to be one of the most popular mortgage choices for homebuyers in Gainesville and Alachua County. The Gainesville housing market has remained robust and increasing with average home values hovering around $292,000. First time home buyers make up a large percentage of Florida borrowers today and FHA loans provide needed low down […]

Filed Under: FHA Loans Tagged With: Alachua County FHA Loan Limit, FHA Mortgage in Gainesville, Gainesville FHA Loan, Gainesville First Time Buyer Program

First Time Buyer Florida FHA Loans

Florida buyers are surprised to learn the FHA loan was introduced back in 1934 and is still the top mortgage program for those purchasing their first home. And while FHA is not reserved only for first-time home buyers there are some reasons why it’s a good deal for those wanting to come to the closing […]

Filed Under: FHA Loans, Florida Mortgage Tagged With: FHA loan limits St. Johns County, FHA mortgage lender St Augustine, Florida FHA Loan, Florida First Time Buyer FHA 2023

Memphis FHA Mortgage Home Purchase Steps

Purchasing a home with an FHA mortgage can be a nervous experience for most homebuyers, especially first-time buyers. Below we will outline some important steps of the FHA loan process for Memphis homebuyers. Please visit the loan program section of the website to learn more about FHA loan qualifying requirements. The FHA loan limit for […]

Filed Under: FHA Loans, First Time Buyer Tagged With: FHA Lender Tennessee, FHA Loan Memphis, Shelby County FHA loan limits

FHA Loan Guide Charlotte Home Buyers

An FHA loan may be best described as a mortgage that is issued by an approved qualified lender or bank, and subsequently insured by the Federal Housing Administration, or the “FHA” as it’s more popularly known. As a general rule, all FHA loans are specifically designed for Charlotte home buyers that may not be in a […]

Filed Under: FHA Loans Tagged With: Charlotte Teacher Loan, FHA Loan Limit NC, North Carolina FHA Lender, North Carolina FHA Loan Limits

FHA Loans Ocala Florida

FHA loans are one of the three main mortgage programs that carry a government-guarantee to the lender. These three mortgage programs are those underwritten to standards issued by FHA, VA and the USDA. The VA and USDA loans have certain restrictions such as who is eligible or where the property might be located. FHA loans […]

Filed Under: FHA Loans, Florida Mortgage Tagged With: FHA Loan Limit Marion County, FHA Loans Ocala, FHA Mortgage Lenders Ocala

Georgia FHA Loan Benefits

The Georgia FHA mortgage has become the first choice for the majority of first-time homebuyers in Georgia. The Georgia FHA loan program offers several benefits, keeping in mind the budget constraints of most homeowners who are interested in buying their very first home. Compared to most conventional mortgage loans, the FHA loan facilitates the buying […]

Filed Under: FHA Loans, Georgia Mortgage Tagged With: FHA loan pre approval GA, Georgia FHA loan lender, Georgia FHA mortgage broker

North Carolina First Time Buyer Approval Process

Buying your first home can be both exciting and scary at the same time.  At the very first mention of buying your first home, suddenly there are real estate agents, insurance agents, friends and mortgage lenders who seem to appear willing to help. Yet knowing you want to buy your first home and finding out […]

Filed Under: FHA Loans, North Carolina Mortgage, USDA Loans, VA Loans Tagged With: How to get qualified for mortgage, Mortgage pre approval process, North Carolina First Time Buyer program, Questions asked during loan pre approval

Tampa FHA 203K Mortgage Loan

The FHA 203k is offered by the Federal Housing Administration, via approved FHA lenders and allows homebuyers in Tampa to purchase a fixer-up property with as little as a 3.5% down payment.  This mortgage program is different than the standard FHA 203b loan. The 203K allows home buyers to purchase a home without using their […]

Filed Under: FHA Loans, Florida, Florida Mortgage Tagged With: Banks offering FHA 203K, Hillsborough County 203K mortgage company, Tampa 203K lenders

New Changes For FHA Home Buyers With Student Loans

FHA recently announced new guidance for new applicants that have student loans. The new guidelines help to remove obstacles and provide more access to affordable single-family FHA-insured mortgage financing for creditworthy home buyers that have student loan debt. This is great news since the majority of the FHA loan applicants are first-time buyers with already […]

Filed Under: FHA Loans Tagged With: FHA Mortgage Student Loan Change, FHA student loan guidelines, FHA student loan requirements, New FHA Loan Rules Student Loans

Jacksonville FHA Loan Benefits

The Jacksonville housing market is going strong in 2023 with increased buying activity. Home values have increased 24% in the last year, for a median sales price of $300,000. More first-time homebuyers are now entering the market and looking for mortgage options that offer manageable terms with a low down payment. FHA financing fills this […]

Filed Under: FHA Loans, Florida Mortgage Tagged With: FHA home purchase Jacksonville, FHA Loans Jacksonville, FHA mortgage lender Florida, Jacksonville FHA Loan Benefits

Richmond FHA Home Lending Requirements

Prior to the introduction of the FHA mortgage program way back in 1934, lending guidelines were inconsistent. Prior to the FHA loan, banks could ask for 30 or 40 percent or more for a down payment. Buyers also had to have a standing relationship with the bank. Mortgage loans were issued for a relatively short […]

Filed Under: FHA Loans Tagged With: AMELIA County FHA Mortgage Limit, Richmond FHA Lender, Richmond FHA Loan Limit, Virginia FHA Loan Pre Approval

Conforming and FHA Loan Limits Increase For 2021

UPDATE: Please find the NEW 2023 CONFORMING LOAN LIMITS UPDATED HERE. Conforming and FHA loan limits are increasing for 2021. The higher mortgage limits will allow home buyers to qualify for more when needed. Below we will break down the latest 2021 loan limits. Please contact Coast2Coast Lending 7 days a week with questions by […]

Filed Under: Conventional Loans, FHA Loans Tagged With: Conventional Loan Limits 2021, Florida FHA Loan Limits For 2021

Recent FHA Mortgage Changes – Impact to Buyers

FHA lending limits

The mortgage industry has been going through some rapid changes due to the impacts of COVID-19.  We have witnessed extremely volatile interest rate movements, along with many loan program changes in recent weeks. In this post, we will discuss some recent FHA changes and there impact on buyers looking to purchase a home. FHA Credit […]

Filed Under: FHA Loans Tagged With: Covid 19 mortgage Changes, FHA Credit Score change, FHA Guidelines Coronavirus

Paperwork Needed For FHA Loans

FHA loan papers

FHA loans are available to most any buyer that qualifies. Unlike the other two government-guaranteed loans, the VA and USDA programs, there are no restrictions on who can apply or where the property must be located. As long as the home is going to be the borrower’s primary residence, either of the three can be […]

Filed Under: FHA Loans Tagged With: Documents for FHA loan, FHA loan documents, FHA mortgage paperwork

USDA, FHA and VA Loan Guarantees Explained

There are three government-guaranteed mortgages available today. They are the USDA, FHA and VA loan programs and each is designed for a specific type of borrower or situation. They’re called guaranteed because the lender that made the loans is compensated for part or all of the loss should the loan ever go into foreclosure. A […]

Filed Under: FHA Loans, USDA Loans, VA Loans Tagged With: FHA loan funding fee, USDA Guarantee Fee explained, VA Funding Fee Amount

Texas FHA Mortgage Benefits For First Time Buyers

FHA Loan Benefits Texas

Texas FHA mortgages are a great choice for many first time home buyers in Dallas, Houston, San Antonio, etc. The FHA program provides several benefits, keeping in mind the budget difficulties of many homeowners who are considering purchasing their first home. Compared to most traditional mortgage loans, the FHA loan eases the process for the […]

Filed Under: FHA Loans Tagged With: Dallas FHA Mortgage Lender, Houston FHA Loan Application, How To Qualify for FHA loan Texas, Texas FHA Loan Limit

FHA Loan Guide For Daytona Beach Home Buyers

Daytona Beach FHA Loan

The FHA home loan continues to be a popular home financing option for home buyers in Daytona Beach.   But it’s important for buyers to understand what they are getting. Being a Government-backed program, the FHA mortgage is one of the most conservative mortgages available today.  Low down payment of only 3.5%,  No prepayment or early […]

Filed Under: FHA Loans Tagged With: Daytona Beach FHA loan limit, Daytona FHA home for sale, FHA mortgage broker Daytona Beach, Volusia County FHA lender

Atlanta FHA Loan Benefits First Time Buyers

Atlanta FHA Loan

Georgia FHA loans are a popular choice for many first time home buyers in Atlanta. The FHA mortgage program provides several benefits, keeping in mind the budget difficulties of many homeowners who are considering purchasing their first home. Compared to most traditional mortgage loans, the FHA mortgage loan facilitates the process for the applicant. In […]

Filed Under: FHA Loans Tagged With: Atlanta FHA Loan, Atlanta FHA loan broker, FHA lenders around Atlanta, FHA Loan Limit Georgia

Using an FHA Loan in Orlando

FHA Mortgage Orlando

When you think of Orlando, the first thing that likely comes to mind is all the theme parks located there. Of course, the flagship is Disney World which is home to the Magic Kingdom and Epcot Center. Universal Orlando hosts Universal Studios, Islands of Adventure and the popular World of Harry Potter. Located in Central […]

Filed Under: FHA Loans Tagged With: FHA lenders in Orange County, FHA Loan Limit Orange County, Orlando FHA loan banks, Orlando FHA Mortgage

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© 2020 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

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