Loan Officers

Son Pham
Son Pham Sr. Mortgage Loan Advisor | NMLS: 2120793 (407) 625-9930 | Direct son.pham@preferredrate.com Licensed in Florida Preferred Rate 4700 Millenia Blvd. | Suite 175 | Orlando, FL 32839 Lender NMLS: 1850 | Branch NMLS: 2340118

Isabel Pittman
Isabel Pittman Sr. Mortgage Loan Advisor | NMLS: 319698 (407) 620-0218 | Direct isabel.pittman@preferredrate.com Licensed in Florida Preferred Rate 4700 Millenia Blvd. | Suite 175 | Orlando, FL 32839 Lender NMLS: 1850 | Branch NMLS: 2340118

Neil Walter
Neil Walter Sr. Mortgage Loan Advisor | NMLS: 381859 (954) 260-5670 | Direct neil.walter@coast2coastlending.com Licensed in Florida Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Jennifer Rhenals
Jennifer Rhenals Sr. Mortgage Loan Advisor | NMLS: 331395 (954) 245-9170 | Direct jennifer.rhenals@coast2coastlending.com Licensed in Florida Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Matt Fiore
Matt Fiore Sr. Mortgage Loan Advisor | NMLS: 648832 (904) 697-6766 | Direct matt.fiore@coast2coastlending.com Licensed in Florida Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Scotty Gilkey
Scotty Gilkey Mortgage Loan Advisor | NMLS: 1999194 (813) 217-1157 | Direct scotty.gilkey@coast2coastlending.com Licensed in Florida Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Sherita Davis
Sherita Davis Sr. Mortgage Loan Advisor | NMLS: 2129974 (404) 207-2587 | Direct sherita.davis@coast2coastlending.com Licensed in Georgia Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Stephen Ackoury
Stephen Ackoury Sr. Mortgage Loan Advisor | NMLS: 1213792 (941) 524-7897 | Direct stephen.ackoury@preferredrate.com Licensed in Florida Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Eric Jennings
Eric Jennings Sr. Mortgage Loan Advisor | NMLS: 2179175 (954) 805-6736 | Direct eric.jennings@coast2coastlending.com http://www.ericjenningshomeloans.com Licensed in Florida Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Susan M. Jarvis
Susan M. Jarvis Branch Manager/Sr. Mortgage Loan Advisor | NMLS: 85993 (980) 406-7100 | Direct susan.jarvis@coast2coastlending.com Licensed in North Carolina, South Carolina, Tennessee and Virginia http://www.susanmjarvis.com Coast2Coast Lending 8832 Blakeney Professional Drive #203, Charlotte, NC 28277 Lender NMLS: 1850 | Branch NMLS: 2349310

Tom Scholle
Tom Scholle Sr. Mortgage Loan Advisor | NMLS: 214026 (770) 369-3930 | Direct tom.scholle@coast2coastlending.com Licensed in Alabama, Florida, Georgia, Tennessee and Virginia http://www.tomscholle.com Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Jason Hurt
Jason Hurt Sr. Mortgage Loan Advisor | NMLS: 220747 (678) 698-3683 | Direct jason.hurt@coast2coastlending.com Licensed in Georgia & Virginia http://www.jasonmortgagepro.com Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Jason Robinson
Jason Robinson Sr. Mortgage Loan Advisor | NMLS: 245620 (770) 331-6381 | Direct jason.robinson@coast2coastlending.com Licensed in Florida & Texas Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Janie Danforth
Janie Danforth Sr. Mortgage Loan Advisor | NMLS: 344273 (863) 428-2581 | Direct janie.danforth@coast2coastlending.com Licensed in Florida Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Andy Sorenson
Andy Sorenson Sr. Mortgage Loan Advisor | NMLS: 976497 (407) 923-5547 | Direct andy.sorenson@coast2coastlending.com Licensed in Florida Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Seif Ben Rejeb
Seif Ben Rejeb Mortgage Loan Advisor | NMLS: 1863749 (727) 560-4393 | Direct seif.rejeb@coast2coastlending.com Licensed in Florida Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Abdul Samara
Abdul Samara Sr. Mortgage Loan Advisor | NMLS: 1914043 (407) 670-4632 | Direct abdul.samara@coast2coastlending.com Licensed in Florida Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Meredith Alexander
Meredith Alexander is a Licensed Mortgage Loan Advisor and is a part of an awesome team at Coast2Coast Lending. She believes that trust is earned through honest communication, follow-through, and transparency. You will be provided with clear and concise updates customized to fit your needs. Every facet of the loan transaction will be handled with […]

Ricardo Diaz
Ricardo Diaz Branch Manager/Sr. Mortgage Loan Advisor | NMLS: 325871 (321) 228-2608 | Direct (407) 369-4658 | Office/eFax ricardo.diaz@coast2coastlending.com Licensed in Florida Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Nicole Seymour
Nicole Seymour Sr. Mortgage Loan Advisor | NMLS: 244835 (904) 465-4335 | Direct (904) 212-1349 | eFax nicole.seymour@coast2coastlending.com http://www.NicoleSeymour.com Licensed in Florida Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Stephanie Lutzen
Stephanie Lutzen Sr. Mortgage Loan Advisor | NMLS: 305070 (904) 591-5433 | Direct stephanie.lutzen@coast2coastlending.com http://www.StephanieLutzen.com Licensed in Florida Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Tiffany Turner
Tiffany Turner Sr. Mortgage Loan Advisor | NMLS: 68555 (704) 737-8433 | Direct tiffany.turner@coast2coastlending.com Licensed in North Carolina & South Carolina Coast2Coast Lending 8832 Blakeney Professional Drive #203, Charlotte, NC 28277 Lender NMLS: 1850 | Branch NMLS: 2349310

Tatiana Gutierrez
Tatiana Gutierrez Mortgage Loan Advisor | NMLS: 1836149 (904) 720-8565 | Direct tatiana.gutierrez@coast2coastlending.com Licensed in Florida & Virginia Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Shelby Beam
Shelby graduated from Eastern Kentucky University in 2017 with a Bachelor’s in Management. From a very young age she watched her family grow a successful mortgage company from the ground up and quickly realized she wanted to follow in her family’s footsteps and become a Mortgage Loan Originator. Shelby relocated from Kentucky to follow her […]

Teri Sherrod
Teri Sherrod was born in Lake City, FL and grew up with three older brothers, all of whom still live in Lake City. Teri now lives in Middleburg, FL with her husband, Randy Powell, and their sweet rottweiler, Koda. She and her mom, Esther, owned and operated a small business downtown Lake City for over […]

Lisa Marie Brannon
Lisa Marie Brannon Sr. Mortgage Loan Advisor | The Lisa Marie Brannon Team | NMLS: 797981 (352) 427-8022 | Direct (352) 427-8022 | Office lisamariebrannon@coast2coastlending.com www.Globalwidepremierlender.com Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Kim Bessette
Kim Bessette Mortgage Loan Advisor/Branch Advocate | NMLS: 2047476 (407) 929-4700 | Direct (Call or Text) kim.bessette@coast2coastlending.com Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Clay Scruggs
Clay Scruggs Branch Manager/Sr. Mortgage Loan Advisor | NMLS: 202104 (615) 967-7824 | Direct (615) 825-0025 | Fax clay.scruggs@coast2coastlending.com Coast2Coast Lending 661 Fitzhugh Blvd Ste 135 | Smyrna, TN 37167 Branch NMLS # 2075432 Lender NMLS # 1850

Cathy Kidd
My name is Cathy Kidd and after having more than 30 years of combined Real Estate and Mortgage Loan experience, I know what it takes to get your loan closed. I will help you decide the best loan possible to suit your needs. Whether you are buying your first home, refinancing or moving up to […]

Antionette Jarrett
Antionette Jarrett believes in a team approach. She will use her expertise to provide the highest level of professionalism and dedication to getting the job done right for you. Antionette has more than a decade of experience in the financial world, including extensive experience in mortgages. She is a Certified Military Home Specialist, Certified Mortgage […]

Freddy Baez
Freddy Baez Sr. Mortgage Advisor | The Freddy Baez Team | NMLS: 1596527 (954) 225-6847 | Direct (954) 280-4434 | Office freddy.baez@coast2coastlending.com http://www.YourFavLender.com Licensed in Florida

Jodie Watkins
My background is 25 years of mortgage operations, underwriting and managing underwriters. This experience allows me to work with buyers to structure loans that smoothly flow through the mortgage process. However, no matter how you slice it, the purchase or refinancing of a home is a big deal. The truth is that not all Licensed […]

Jessica Hensley
Jessica Hensley takes great pride in her reputation as an honest Mortgage Loan Advisor and making the process of obtaining a mortgage as simple as possible for Homebuyers. Jessica has over 17 years of experience in the mortgage and real estate industries and is excited to be putting that knowledge to work for the clients […]

Liz Miller
Liz Miller Sales Manager & Sr. Mortgage Loan Advisor | NMLS: 334832 (407) 948-4920 | Direct liz@coast2coastlending.com Licensed in Florida Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Carla Berry
Hi, I am Carla Berry, a Mortgage Loan Advisor with Coast2Coast Lending! I am a dedicated mortgage professional eager to help with your purchase or refinancing needs. I believe communication is key and I will be here to walk you through the entire loan process every step of the way. Purchasing or refinancing a home […]

John Diegert
John Diegert is a seasoned Mortgage Loan Advisor with Coast2Coast Lending and is well-versed in FHA, Conventional and VA loans. Prior to the lending profession, John has come from Corporate Management where he helped businesses manage budgets and meet their financial goals. When John is not taking loan applications you can find him helping in […]

Sam Lochamy
I am passionate about my borrower’s needs. I work hard to make their mortgage process a happy one! I entered the loan origination field in 2010 and love the challenges and rewards it offers. I’ve gained experience in all forms of mortgage loans including reverse mortgages. I learn something every day in this business and […]

Melissa Bellamy
Melissa Bellamy is a Licensed Mortgage Loan Advisor & Loan Processor and is part of an amazing team here at Coast2Coast Lending! Over the past 20 years, Melissa has worked in the mortgage industry ranging from being an Office Manager with a Real Estate firm, Assistant Closer with a Title Agency, Mortgage Loan Closing Department […]

Tom Fazio
Tom Fazio Sr. Mortgage Loan Advisor | NMLS: 268035 (386) 738-1000 | Direct tom@coast2coastlending.com Licensed in Florida, Georgia, North Carolina, South Carolina, and Virginia Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Bethany Butler
As a seasoned Mortgage Loan Advisor with over 35 years of mortgage experience including many years as a Senior Mortgage Underwriter, I am proficient in FHA, VA, USDA and Conventional loan programs. I am easy going and straight forward and I enjoy working with like-minded individuals. I believe in being honest in my interactions and […]

Stephanie Spink
Stephanie M. Spink, CMPS® Sr. Mortgage Loan Advisor/Certified Mortgage Planning Specialist/Trainer | NMLS: 908730 (352) 454-8801 | Direct stephanie@coast2coastlending.com Licensed in Florida Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Carmen Richardson
Carmen Richardson Sr. Mortgage Loan Advisor | NMLS: 375570 (904) 994-7003 | Direct carmen@coast2coastlending.com Licensed in Florida Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Mike Wiles
Mike Wiles Sr. Mortgage Loan Advisor | NMLS: 992654 (904) 401-3510 | Direct Licensed in Alabama, California, Colorado, Florida, Georgia, Tennessee, Texas, and Virginia Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932
Support Staff

Bob Bagley
Bob Bagley Operations Manager Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Tania Abadie
Hello there I am Tania Abadie! I have been in the mortgage industry for over 18 years. I started out as a mortgage processor in New Jersey and a year later became a mortgage closer. I relocated to South Florida as the operations manager for a mortgage company. When the market crashed in 2008, I […]

Gigi Guzman
Gigi Guzman Loan Officer Assistant gigi.guzman@coast2coastlending.com (720) 244-5528 | Direct (Call/Text) (904) 650-2800 | Fax Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Wendy Fontaine
Wendy Fontaine Loan Officer Assistant wendy.fontaine@coast2coastlending.com Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Stephanie Ruffin
Stephanie Ruffin Mortgage Loan Closer stephanie.ruffin@coast2coastlending.com Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Natalie Alston
Natalie Alston Mortgage Loan Closer natalie@coast2coastlending.com Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Damon Ruffin
Damon Ruffin Loan Officer Assistant damon.ruffin@coast2coastlending.com Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Wendy Hinson
Wendy Hinson Loan Officer Assistant wendy.hinson@coast2coastlending.com Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Brittany Hall
Hi, I’m Brittany Hall, Loan Processor with the Coast2Coast Lending Team! I got my start working as a receptionist in the mortgage industry with a local mortgage brokerage business over 15 years ago. Since then, I have held a handful of different positions in the industry with most of my focus being in loan processing. […]

Kim Bessette
Kim Bessette Mortgage Loan Advisor/Branch Advocate | NMLS: 2047476 (407) 929-4700 | Direct (Call or Text) kim.bessette@coast2coastlending.com Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Victoria Araujo
Victoria Araujo Loan Officer Assistant victoria.araujo@coast2coastlending.com Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Melissa Escobar
Melissa Escobar Licensed Production Assistant | NMLS: 1822560 (954) 280-4434 | Direct (954) 280-4434 | Office melissa.escobar@coast2coastlending.com http://www.YourFavLender.com Licensed in Florida

Rick Reach
With over two decades in the mortgage industry, Rick Reach has been providing dedicated marketing and IT services in both the Mortgage and Real Estate industries throughout the country since 2000 and is proud to be part of the Coast2Coast Lending Family! Rick Reach Sr. Manager, Field Marketing rick.reach@coast2coastlending.com (801) 810-7181 | Direct Coast2Coast Lending […]

Kelly Mample
Kelly A. Mample Loan Officer Assistant (651)252-5324 | Direct (855) 578-6588 | Fax kelly.mample@coast2coastlending.com Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Kandle Bussey
Kandle Bussey Loan Officer Assistant | Mortgage Loan Processor (214) 202-1129 | Direct (855) 586-7460 | Fax kandle.bussey@coast2coastlending.com Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Liz Miller
Liz Miller Sales Manager & Sr. Mortgage Loan Advisor | NMLS: 334832 (407) 948-4920 | Direct liz@coast2coastlending.com Licensed in Florida Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Mary Davis
A little about me…I started in the banking business as a teller for here in the Pacific Northwest in 2015. At that bank I worked my way up to an Universal Associate level II, where I became in charge of our Branch Operations and did Home Equity Lines of Credit. In 2018, I moved to […]

Sarah Arce
Sarah has worked in the mortgage industry for over 15 years and has help positions ranging from Mortgage Loan Processor, Management, and Underwriting. She continues to hold a DE Certification. Sarah is bilingual, speaking English & Spanish, and is always happy to help to get files “done right and quick!” Sarah is knowledgeable with Conventional, […]

Erin Overstreet
Erin Overstreet Administrative Assistant (904) 252-3014 | Direct erin.overstreet@coast2coastlending.com 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Marcie Culley
Hi, I’m Marcie Culley! I have been in the business we call mortgages for 20+ years. My motto has always been to ‘keep it moving’ which I achieve by being a go-getter with a can-do attitude! I got my start as a receptionist with a Mortgage Lender who was transitioning into Wholesale Lending. I quickly […]

Kara Bettis
Kara Bettis Loan Officer Assistant (904) 806-2801 | Direct kara.bettis@coast2coastlending.com Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Daisy Joseph
Daisy Joseph Mortgage Loan Processor daisy.joseph@coast2coastlending.com Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932

Keith Richardson
Keith Richardson Branch Manager | NMLS: 165137 (904) 810-2293 | Direct redd@coast2coastlending.com Licensed in Florida Coast2Coast Lending 93 King Street | St. Augustine, FL 32804 Lender NMLS: 1850 | Branch NMLS: 834932