Since the slowdown in the housing market years ago, options for 100% home financing have pretty much disappeared. In fact, today only a few home loan options in Georgia remain that allow NO down payment home financing – USDA and VA. USDA loans require the property to be located in a rural defined eligible area, […]
Georgia Mortgage
Mortgage Approval Tips – Georgia Teachers
Below, we have listed some tips to help teachers coast through the mortgage pre-approval process. Regardless if you are looking for a 100% USDA loan, FHA or Conventional mortgage, the tips below should help. USDA Rural Housing loans remain a popular program for Georgia teachers because the program does not require a down payment. The […]
Georgia USDA Loan Eligibility Checklist
Many locations in Georgia are still eligible for 100% USDA rural housing. Homebuyers considering a USDA home loan should first check they meet the USDA loan eligibility requirements. Below is a basic checklist of items that will determine if you are eligible for USDA financing. Keep in mind, the program has certain eligibility and qualifying […]
2025 VA Loan Guidelines Georgia
If you’re one of those fortunate few that are eligible for the VA home loan program, congratulations. As a result of your service, you have hands-down access to the best financing option here in Georgia. VA loans are great for those seeking a mortgage program that requires as little cash to close as possible while […]
Georgia FHA Loan Benefits
The Georgia FHA mortgage has become the first choice for the majority of first-time homebuyers in Georgia. The Georgia FHA loan program offers several benefits, keeping in mind the budget constraints of most homeowners who are interested in buying their very first home. Compared to most conventional mortgage loans, the FHA loan facilitates the buying […]
FHA Streamline Refinance Program Georgia
Home owners in Georgia that currently have an FHA mortgage should take note of the FHA streamline refinance. Recent improvements to the FHA streamline refinance program means that not only is no appraisal required, but the closing costs for this new streamline refinance program has been dramatically reduced! The FHA streamline refinance program requires that the […]